Financial Problems: The Best Way To Deal With It

Every married couple has different struggles and challenges that they need to overcome on a daily basis, one of which is the issue when it comes to financial matters. Money does not make the world go round, but it is necessary for the sustenance of a family. It is used not only for the food of the members of a household but even for the education of the kids or meeting the goals of the husband and wife.



If you are having some financial troubles with your spouse, do not worry because experiencing such thing is only normal. Avoid beating yourself up by wallowing in sadness or depression. Remember that you can control your thoughts and actions. Here are some of the tips to help you:

Be Responsible


The wife usually creates the weekly or monthly budget of the family. Because of this, you must master how to work within the means of your husband. This entails you to know the proper ways of deciding the amount of money that goes to each expense. As much as possible, avoid spending on items that are not considered as necessities for the family. At the same time, do not forget to allocate an amount for savings. Always make it a top priority to save for future needs or emergencies. Remember, “Learning to cope with financial stress and effectively manage your financial situation can help you feel more in control of your life, reduce your stress, and build a more secure future.” Elizabeth Scott, MS, a wellness coach said.

Practice Honesty

Always be honest with your partner, especially when what is involved is a financial issue. Avoid keeping the problems or concerns on your own. Take note that the foundation of every marriage is trust. Without this, the marital union will not survive the challenges that will come your way. Learn how to trust your spouse. Do not keep it all within you, as it will only make you feel bad in the long run. Aside from this, withholding material information about money can make the problem grow more significant to the point that you could no longer solve it. “How you view your finances and speak about them can change the way you feel about them. In turn, how you feel about your money will strongly influence how you manage it and deal with challenges.” Bahareh Talei, Psy.D explains.

Show Support


Financial problems arise in cases where the family business goes bankrupt or when the head of the family loses a job. During the time wherein your husband feels terrible about the failing business or lost work opportunity, the best thing to do is to show your support. Avoid nagging or blaming him for what happened. He does not need to hear your constant complaints about the current situation. Instead, put an effort to make him feel that you will always be willing to support him. Show your partner that you will stay by his side no matter what happens.

“if you’re under significant financial strain, it’s associated with depression, anxiety, relationship conflicts, and a sense of loss of personal control.” Brad Klontz, PsyD emphasizes. The failure to talk about financial matters can bring turmoil in a marriage. For this reason, it is significant to address the problems as soon as they arise. Now is not the time to keep secrets from each other. Be open about financial concerns with your husband. Take note that you vow to be there for each other, for richer or poorer and in sickness and in health. Going through some financial troubles is part of married life. As such, do not worry if you encounter one. It is just a temporary phase, and everything will soon turn out better in the future.